Planning for Perception or Preference?

It’s hard to believe, but the holiday season is almost upon us. The leaves have dropped along with the temperature and the dreaded snowfall is imminent. It’s a time where you crave carbs, curl up in sweaters and begin the hibernation process.

PerceptionUnfortunately, we are not bears and are not afforded the luxury of shutting ourselves down for a few months. At a time where all you want to do is snuggle under a blanket on the couch and binge watch all the shows you missed while doing yardwork, the demands of family, friends and work dramatically increase.

Tis the season of holiday shopping, parties and entertaining. Tis the season to exert extreme drain on our energy, wardrobe and pocketbook. Tis the season to spend. Continue reading

The Convenience of Online Shopping and It’s Budgetary Impact

Online ShoppingThere is nothing better than sitting in your pajamas, sipping on a cup of tea while shopping for your latest must have. You don’t have to worry about driving there, looking for parking, dealing with sales associates, long lines or the disappointment of finding that big win only to realize it’s not in your size. Online it’s as easy as click, click, buy.

The convenience of online shopping combined with the slew of discount opportunities makes it a powerful draw. Sometimes too powerful of a draw. All of the conveniences listed above are triggers for those with compulsive or impulsive buying habits. Online retailers make it even harder to resist with events such as Amazon Prime Day and other enticing reduced-price sales.

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How do you get paid?

Financial Planner IncomeYou’ve seen those commercials on TV with clients questioning their advisors about how they are paid or requesting a “second opinion” on your investments.  But the old cliché You get what you pay for is fitting.

With YourStyle Financial, the initial consultation is free.  YourStyle Financial is more than an investment firm.  We incorporate all aspects of the planning process:  insurance, tax and estate planning, retirement projections and of course, investment advice.  A lot of elements are involved in developing a Personal Financial Action Plan: it can take an average of 5-6 hours.  There is no obligation to move forward or use any of the recommendations provided for your review; however, should you like what you see and decide to proceed, then, like most things in life:  There is no free ride. Continue reading

Visit Us at the Home & Consumer Show

On September 12th, we are going to be an exhibitor at the Winnipeg Home & Consumer Show at the Winnipeg Winter Club hosted by BNI Accelerators. Attendance for this event is totally free!

This event has some great exhibitors for you, your home or your business. If you’re thinking of making any changes to yourself or your home, you will have first-hand access to the most recent and upcoming trends. If you weren’t thinking of it, you might be after wandering through the exhibitor showcase and listening to industry experts. Perhaps you just have some questions, here is where you can get answers from those who are in the know.

Find out more about the show:
https://bniaccelerators.ca/about/

Show Details:
Wednesday, Sept. 12th, 4:30pm to 7:30pm
Winnipeg Winter Club, 200 River Avenue
Hors d’oeuvres & Refreshments served

By attending you can also support a local animal Rescue Centre, D’Arcy’s A.R.C.  Pet Food and donations are greatly appreciated and all proceeds will go to this haven for adoptable fur-babies.

Looking forward to seeing you there!

Make it About Memories, Not Money

Make it About MemoriesMother Nature has been quite kind to us in Manitoba so far this summer. The sun has been shining and the temperatures are fantastic. And let’s not mention the M word, the lack of our buzzing, biting little buddies.

Now that school is out, it’s time to think about how to entertain ourselves on the weekends and the kids for two whole months. With a younger generation who has access to more technology and games than any generation prior, it’s easy to visualize a summer spent indoors. With the summer shaping up as it has been so far what a better time to break that cycle. Let’s be smart about it and not break the bank while we’re at it.

We live in a beautiful province that offers so many options for activities. These can range from day trips to week long outings for anyone who wants to enjoy it. Here are some cost-effective options for making memories. Continue reading