Private Health Services Plan

A Private Health Services Plan (PHSP) is an excellent alternative or enhancement to traditional health care coverage. Based on federal legislation, our program is an inexpensive and uncomplicated means of handling health related expenses without paying insurance premiums.

The purpose of the plan is to enable employers to provide a non-taxable benefits to employees while deducting these expenses. As a business owner, health care expenses can be paid with pre-tax dollars through your company, creating a legitimate deduction. On a personal level, 100% of out-of-pocket health/dental costs are reimbursed on a tax-free basis.